Archive for March, 2008
RICHES FROM YOUR RUBBER STAMP
Tuesday, March 25th, 2008Earn Money at Home
A good income or way to earn money at home can be a reality for anyone owning a rubber stamp. The only additional items needed are envelopes, postage stamps, and a few commission circulars to earn money at home. The rubber stamp is the only one of the above items you need to pay for. The envelopes, postage stamps and circulars can be obtained FREE.
Many small operators are earning a comfortable living as commission mailers. The “tricks of the trade” are rather involved, but I’ll give you all the basic information you’ll need to start a profitable business. Hundreds of supply houses are constantly looking for people to mail their circulars for them. In most cases, these people will send you all the circulars you need - for FREE. However, they need to know that you are in business or they cannot send circulars to you.
Start your commission mailing business by running this short, classified ad in as many adsheets and magazines as your investment will allow: “Commission circulars mailed free. Must pay me 50% or more. Send postage paid: (Your name and address).” The above ad will bring plenty of free imprint circulars to you. As they come in, insert one of the circulars from each batch into a notebook and list the source of the item and the address - to avoid confusion when filling future orders.
While you are waiting for your first package of circulars to arrive, place the following small ad in as many adsheets as you can afford, offering a big mail for free: “Free Big Mail! Return this ad with a self-addressed, stamped envelope. (Your name and address).” The above ad will bring free stamps and envelopes to you. The people who answer this type of ad are interested in seeing what you have to offer and are usually excellent prospects. In the beginning you will probably mail no more than 100 envelopes per month. As your income grows, you can expand your monthly mailings. Some commission mailers mail thousands of pieces per month. mail for free: “Free Big Mail! Return this ad with a self-per month. As your income grows, you can expand your monthly mailings.
Technorati Tags: earn money at home, job, rubber stamps, small business, workearn money at home job rubber stamps small business workTHE SWEEPSTAKES FRAUD
Saturday, March 22nd, 2008Sweepstake Fraud
You go to your mailbox today and find an official document from an Awards
Committee claiming that you’ve JUST WON $5,000! All you have to do is run
in the house and call them to claim your prize! What joy! You can’t believe
it! You were wondering how you would pay the rent this month and now all
your troubles are over. You call all your friends and relatives to tell them
you’ve just won a sweepstakes. Everyone is happy for you and willing to help
you spend your money correctly (to their benefit, of course.)
Now comes the rain on your parade. You call the 900-number to claim your
prize. Who cares if the fine print says the call costs 98c per minute. You’ve
just won $5,000. What’s 98c to you?
After being kept on hold for quite awhile you find out you’ve won $5,000
worth of COUPONS! What? You thought it was money you won? Whoops - sorry, you
just paid 98c per minute (or about $9.80) for a bunch of worthless coupons
you could have probably cut out of your Sunday paper. It’s a rip-off pure and
simple!
The TV show 60 Minutes had a special segment about these companies. The
rip-off sweepstakes company gets MILLIONS of dollars per day with their
900 phone lines just from people like you. They put you on hold so they can
make MORE money from you. It has been reported that some operators will sit
by the phone, timing you on their watch to see how long you’ll hang on. The
longer you hold on and run up your phone bill - the more “stupid” they claim
you are.
Yes folks! These types of companies are run by heartless, cruel and horrible
individuals that sit back and laugh at the very people lining their pockets
with money! The government cannot shut them down because they are giving you
$5,000. Its your problem that you thought it was “money” instead of”coupons.”
(This is an example of those “Legitimate Scams” I have been warning you about
in other Victoria’s Reports.) Always remember that if you REALLY win money in
a sweepstakes it is unlawful to charge you even 1c to claim it! In addition,
if you win any contest whatsoever, a real prize committee will visit you
personally or call you themselves at their own expense.
Honest sweepstakes are set up to entice people to try the products the
company is selling who is running the sweepstakes. Publishers Clearing
House is probably one of the best well-known sweepstakes around. We all get
them in our mailbox every January and February. They are popular because
people order magazines just to enter the sweepstakes. The sweepstakes
itself is very honest. However, a lady who used to work for them told me
that if a sweepstakes form is returned WITHOUT an order, it is normally
discarded. Only a small majority are entered into the sweepstakes - or just
enough to keep the federal agents off their back. Of course, if you order
though - you have nothing to worry about. You have a whole one chance in
17 million to win a prize!
Personally, if you enjoy entering sweepstakes, I would suggest that you
contact Nick Taylor, 4215 Winnetka N #219, Minneapolis MN 55428. Nick
publishes a newsletter called “The Best Sweepstakes Newsletter”. It is filled with complete instructions for entering sweepstakes which give you
a greater chance of winning. The newsletter even holds it’s own contests
and drawings _ so you should be able to win something sooner or later!
Subscriptions are $17.50 per year, but Nick will send you a sample copy
to whet your appetite for $2.50. (Be sure to mention that you read about
him in Victoria’s Report No. 138.)
Remember folks, that nobody is going to give you something free when they
call you on the phone or send you a letter telling you that you have won a
prize. But there are people that fall for these scams over and over again
without thinking. The problem lies in the fact that these companies fill
people with a bunch of hype and play on them emotionally. Everybody wants
to have enough money to pay their bills, take a fabulous vacation, relax in
their yacht, pay the children’s way through college, work the hours they
want to work, tell the boss to “take that job and shove it” and buy a new
car and home for their family. Can you think of anyone that would turn down
a proposition like this?
Human beings love the idea of getting something for nothing. For some reason
it makes them feel like they are special and respected for all the hard work
they have done all their life. People who have continually strived for
something in life, only to have the door shut in their face are potential
customers for scams and rip-off artists. These cruel people are only after
the money you have worked so hard to make - so protect yourself now!
WIPE OUT DEBTS WITHOUT BANKRUPTCY
Saturday, March 22nd, 2008In 1938 a federal law was passed known as the Wage Earner Plan. It is administered by the same branch of our courts that handle bankruptcy. You must be a wage-earner to use the law - that is the primary requirement.
The Wage Earner Plan does not in itself ‘wipe out’ debts, but a little-known proviso of your filing requires that your creditors must appear to verify your indebtedness to them. Statistics indicate that 40% fail to appear, in which case, those debts are indeed ‘wiped out’.
In some cases 100% of the creditors fail to appear, which enables you to wipe out ALL your debts without bankruptcy.
If some of the creditors do appear, then the court allows you to spread your payments out over a three year period in smaller amounts so that you can afford to pay.
Wipe out Debt, No Bankruptcy
Once you file under the Wage Earner Plan, you stop bill collectors, lawsuits, judgements, assignments, seized bank accounts, and other actions against you. And to top it off, your credit rating is, in many cases, improved because you made an honest effort to work with the lending firms. Additionally, if the seller used deceptive trade practices to induce your purchase, your debt may be wiped out under the provisions of the Uniform Commercial Code. Under the Homestead Act, your residence can be exempted from levy to the extent determined by local law. Check at your local courthouse.er amounts that you can afford to pay.
Once you file under the Wage Earner Plan, you stop bill collectors, your purchase, your debt may be wiped out under the provisions of the Uniform Commercial Code.
COMMISSION CIRCULARS: HOW TO MAKE $5,000 FOR EVERY PAGE YOU COPY
Saturday, March 22nd, 2008Earn Money at Home
Everyone that starts out learning the mail order business is normally
introduced to Commission Circulars very early in the game. You have probably
seen ads claiming “how you can make money - sometimes as much as $5,000 - for
every page you copy”.
Just by making copies of pages, I can make money? Sure - but that’s not all
what it takes.
Commission Circulars are ads that are already typeset and photocopy-ready.
All you have to do is stamp or type YOUR name and address in the “order from”
box. Then, all you need to do is make copies or print and mail these
circulars.
It’s a very simple process and serves an excellent purpose for many people.
Commission Circulars allow a person to make money without handling the
product. Orders normally will come directly from the customer to YOU. You
keep 50% or more of the money and send the rest, with the customer’s order
to the dealer. The dealer will process the customer’s order and ship it
directly to them. Your only function is to take your money out of envelopes
and re-mail the rest of the order and money to the dealer who is the prime
source of the product. Some people base their business on Commission
Circulars alone. Some people really love separating copies, stamping their
name with a rubber stamp, collating and stuffing envelopes and mailing them
at the post office. Some businesses get their families involved because
children can help in most phases of this business process. It’s really a fun
hobby for some people.
However, what happens if you are not right for Commission Circulars? What if
you are just getting started in the mail order business and don’t mail more
than 10 letters per week? What if you don’t know anybody to send the
circulars to? Some people will tell you to buy a mailing list _ but can you
really afford to spend $290.00 for first-class postage to mail to 1,000
people at this time? Besides, 1,000 people probably wouldn’t bring in more
than 2 or 3 orders. If you are only getting $2 or $3 commission from the
circular _ you’d go broke quick!
You need to ask yourself several questions before ordering Commission
Circulars. First and foremost, you need to determine how much you are mailing
per month. If your postage costs are less than $200 every 30 days, it
probably won’t pay you to order Commission Circulars. However, if the
Commission Circular can become a part of your mailing without causing you an
extra postage expense, you might consider them.
Commission circulars bring in good profits only when they are mailed to a lot
of people _ 1,000 won’t cut it. Big mail dealers who process tons of mail per
week and mail to thousands every month benefit the most from Commission
Circulars. They have the volume it takes to participate in this type of
business and will generate enough orders to make them pay for themselves.
There are a number of ways though for the new beginner to take part in
Commission Circular mailings and receive a response that is sufficient.
One way is to take part in Co-Op Printing deals. Read and study the mail
order publications and you will find several good co-op printing deals.
This is where you send a circular to a printer. He or she will print a
certain number of copies. Your ad will be printed on 1-side and the printer’s
ad will be printed on the other. They will send all the copies back to you
and you are responsible for mailing them. This immediately cuts your printing
costs in half! A lot of people use this method if they do monthly bulk
mailings or mail a lot. (Just be sure the ad the printer puts on the back of
your ad is something that doesn’t compete with items you are selling).
If you don’t do a lot of mailings and/or you don’t want the hassle of
stuffing and mailing a lot of envelopes, you can advertise your circular
in a mail order publication. At a standard rate of $25 per 1,000 _ you can
get your circular printed and mailed without any additional work on your
part.
This is the least expensive way to take part in Commission Circulars because
you save on postage, envelopes, mailing list of names, folding, stapling and
the time spent carting everything to the post office. Purchase a few Big
Mails and keep up to date on publications and prices.
The third way of getting your Commission Circulars out is by printing them
yourself and having someone else mail them for you. Most bulk mailers (people
who process large volumes of mail) will normally include your 8 1/2×11
circulars in with their own mail for 2c to 4c each. You benefit from the
mailers own mailing list plus you are saved the time of mailing and
processing them.
If you have a office copier or other printing equipment that will make copies
from a camera-ready master, you’re in business. Just print as many copies as
you want, box them up and send to the mailer you select.
Commission Circulars are really a great way to help others promote their
products and bring in an income also for you. I myself participate in 3
different commission programs, however I co-publish publications. The only
difference between them and Commission Circulars is the fact that they are
publications. You make money on any advertising ordered through you as well
as subscriptions. Advertising, printing and mailing are the 3 MOST sought
after products in mail order. So naturally, I take part in the promotion of
advertising.
Before participating in any Commission Circular or Co-Publishing effort,
you should always take the time to inspect the product you are promoting.
If it’s low in cost, order it before promoting it. This way you will be able
to answer questions if potential customers call or write you about it.
If the product is more than you can afford or you don’t want to buy it _ ask
the dealer to send you a brochure or other information. You need to be aware
of any product or service you are promoting because it is a direct reflection
on YOUR company. Your company name is on the circular and people will think
you are the Prime Source.
Think about it this way. Suppose a shoe salesperson came to the door without
any shoes to show you. They had no brochures, no information about their
product and no knowledge of what shoes were available. Would you make a
purchase simply from a price list? Probably not! And your customer probably
won’t either. If they do happen to take the time to request more information
get it for them. Don’t toss their letter in the trash and not answer it
because you don’t know the answer. You could be throwing away a $100 order.
Wouldn’t it be worth the 29c investment?
Direct Mail Mailing Tips
If you do decide to mail your own circulars yourself because you want to be
sure they are mailed _ here are some tips to cut costs:
1. Be sure ALL the circulars are printed on BOTH sides of the paper.
This way _ you can get 8 circulars (4 sheets of paper printed on both
sides) in a standard business-size envelope for 29c.
2. Never, never, never put only one sheet of paper in an envelope and mail
it. The person receiving it will be confused and you will automatically
be recognized as a newcomer who loves to waste money!
3. If you choose to include a cover letter with your direct mail, put a
coupon or bonus offer at the bottom of the letter to encourage the
customer to look through your offers and consider them.
4. Fold your circulars in a “Z-fold” when placing them in the envelope
itself. This way, as soon as the envelope is opened the customer does
not have to unfold it. Your best offer or “eye-catcher” is looking
directly at them.
5. When printing circulars on the back of other circulars, turn one of them
upside down. This way, the order coupon for the flyers are not
back-to-back and customers can place two orders from one circular.
6. Place similar or complementing offers in each envelope. Don’t put a
hodge-podge of all kinds of different items as this will tend to confuse
the customer. A good combination is: (a) Mailing List, (b) Stamp Program,
(c) Printing or Typesetting, (d) Money-Making Program.
Continually try different ideas to market your products properly. Work on it.
Make a game out of it. Eventually you will hit upon the right combination
that will literally stuff your mailbox with orders!
re saved the time of mailing and
processing them.
If you have a office copier or other printing
YOUR MONEY GUIDE TO FREE GOVERNMENT GRANTS
Saturday, March 22nd, 2008Free Money, Grants and more……..
Are you looking for Free money???? Are you searching for Free Grants, to start a business, buy a home or go back to school?
Anyone thinking about going into business for themselves, or wanting to expand an existing business should rush for the world’s largest “one-stop-money-shop” where FREE MONEY to start or expand a business is being held for you by the Federal Government.
So you live in Virginia and want to access a free government program that will allow you to get free money…..matched dollars to start a business, buy a home, or go back to school?
Check out the Virginia Individual Development Account program (VIDA) to get free government money
http://www.dhcd.virginia.gov/HomelessnesstoHomeownership/Virginia_Individual_Development_Account_VIDA.htm
It sounds absolutely incredible that people living right here in the United States of America wouldn’t know that each year the world’s largest source of free business help delivers:
* over $30 billion dollars in free grants and low-interest loans;
* over one-half trillion dollars in procurement contracts; and
* over $32 billion dollars in FREE consulting and research grants.
With an economy that remains unpredictable, and a need for even greater economic development on all fronts, the federal government is more willing than it ever has been before to give you the money you need to own your own business and become your own boss!
In spite of the perception that people should not look to the government for help, the great government give-away programs have remained so incredibly huge that if each of the approximately 8 million businesses applied for an equal share, they would each receive over $70,000.
Most people never apply for a FREE GRANT because they somehow feel it isn’t for them, feel there’s too much red-tape, or simply don’t know who to contact. The fact is, however, that people form all walks of life do receive FREE GRANT MONEY and other benefits from the government, and you should also.
HOW TO FIND FUNDING SOURCES WORTH BILLIONS
As with all grant seeking, the key to obtaining grants is preparation and a knowledge about funding sources. Preparation means identifying programs that are available, and then determining if you fall within their restrictions.
The following sources will be invaluable to you in locating thousands of sources of FREE MONEY!
FEDERAL REGISTER: This daily publication contains changes, proposed changes, and notices about rules and regulations affecting all government agencies and their programs. Federal agencies must publish the program description, eligibility requirements, and program guidelines in the Federal Register. For current subscription costs write to: Superintendent of Documents, U.S. Government Printing Office, Washington, DC 20402.
CATALOG OF FEDERAL DOMESTIC ASSISTANCE: This publication lists a complete description of every program in the federal government that makes funds available to private business. Write to the U.S. Government Printing Office, Washington, DC 20402.
COMMERCE BUSINESS DAILY: This publication contains a daily listing of U.S. Government procurement invitations, contract awards, subcontracting leads, sales of surplus property, and foreign business opportunities. For current annual subscriptions costs write to the Superintendent of Documents, U.S. Government Printing Office, Washington, DC 20402.
FREE FEDERAL MONEY GIVEN AWAY TO ASSIST BUSINESSES
GRANT MONEY FOR BUSINESSES IN POOR ECONOMIC AREAS: Contact the Economic Adjustment Division, Director, Economic Development Administration, Herbert Hoover Bldg., Rm. H7217, Washington, DC 20230.
GRANT MONEY FOR MINORITY BUSINESS DEVELOPMENT: Grants are awarded up to $2 million dollars to stimulate growth. Contact the Minority Business Development Agency, Department of Commerce, Washington, DC 20230.
FREE MONEY TO PROVIDE ASSISTANCE TO ECONOMICALLY DISADVANTAGED BUSINESSES: Management and technical assistance is provided free to disadvantaged businesses. Contact the Associate Administrator for Small Business, 1441 L Street, NW, Rm. 602, Washington, DC 20416.
GRANT MONEY FOR INVESTORS IN RENTAL APARTMENT BUILDINGS WHO ARE IN FINANCIAL TROUBLE: Contact the Chief, Program Support Branch, Management Operations Division, Office of Multi-Family Housing Management, Department of Housing and Development, Washington, DC 20420.
GRANT MONEY FOR WOMEN’S ENTERPRISES: Up to $200,000 dollar grants are awarded to women in business annually. Contact the Office of Women’s Business Ownership, U.S. Small Business Administration, 409 Third Street, SW, Washington, DC 20416.
GRANT MONEY FOR REAL ESTATE INVESTORS WHO RENT TO ELDERLY OR HANDICAPPED PEOPLE: Contact the Director, Office of Multi-Family Housing Management, Dept. of Housing and Urban Development, Washington, DC 20410.
GRANT MONEY FOR INDIAN-OWNED BUSINESSES: Contact the office of Tribal Servies, Bureau of Indian Affairs, 1849 C Street NW, MS #4603-MIB, Washington, DC 20240.
FREE STATE GRANT MONEY
There simply isn’t enough room in this report to begin listing all the FREE MONEY programs that are available from the federal and state governments. We can tell you however, the general types of programs that are available and where to begin.
As you contact different agencies for grant money, learn not to accept “no” as a final answer. There are so many new programs being offered each year that often an agency’s own employees won’t be aware they are offering the one you ask about. If being persistent doesn’t help, get in touch with your congressman and let them track down a program that meets your needs.
TYPES OF PROGRAMS AVAILABLE THROUGH
STATE AND FEDERAL AGENCIES
FREE MONEY: Usually through direct grants that do not have to be paid back.
BUSINESS CONSULTING: Free management advice is offered on almost every business subject by the Department of Economic Development to minimize new business start-up management costs.
BUSINESS SITE SELECTION: State hired specialists are available to assist new entrepreneurs select the best possible location for their new business.
MANAGEMENT TRAINING: Most states will assign specialists to work with a new business with one-on-one management training.
EMPLOYEE TRAINING ASSISTANCE: This program provides FREE MONEY to train employees. FREE MONEY is also available to send employees to school.
R
ESEARCH & DEVELOPMENT GRANTS: FREE MONEY is available to attract high-tech related companies.
PROGRAM CONSULTANTS: States have highly trained management consultants who will locate Federal Grant Programs and help you through the application Process.
FORMS & DOCUMENTS: State professionals will help a new business owner apply for permits, licenses, or any other legal document a business may require.
VENTURE CAPITAL FINANCING: This method can provide FREE MONEY in the sense you wouldn’t have to pay it back. You would, however, probably have to give up part of the ownership of your business in order to receive financing. Most states have their own venture capital finance terms that invest in high risk businesses.
MINORITIES & WOMEN: FREE MONEY grants are available in most states for women or minorities who want to start a business.
LOW INTEREST LOANS: A state may raise money through industrial revenue bonds to buy your fixed-asset equipment. The public, which invests in these bonds, do not pay taxes on the earned interest. When a low interest loan is granted, the states does not guarantee that investors will get their money back if the business fails. If a state issues a general obligation bond, a public investment is then guaranteed. The states will also make direct loans at low interest, or even co-sign a commercial bank loan. If a state co-signs a loan for you, it may subsidize your interest and reduce an already low-interest rate lower yet.
SMALL BUSINESS DEVELOPMENT CENTERS
Every state has Small Business Development Centers who can match you up with the right FREE MONEY grant program. All development centers offer free counseling to anyone wishing to start or expand a business. Their services are varied but include: FREE seminars, workshops, business planning, feasibility studies, marketing research, management analysis, sales technique, financing, exporting, inventory control, accounting, record keeping, and grant applications. Whatever your questions about FREE MONEY grants or starting a business, refer to your telephone directory under State Offices and contact your Small Business Development Center.
GETTING FREE MONEY FROM VENTURE CAPITAL SOURCES
A venture capital company is another source for FREE MONEY in financing your business plans. But since they are willing to assume some risk by investing in your business, they also expect some equity in the business itself.
Venture capital companies invest in projects they feel will be successful and bring a return on their investment. If you are interested in asking a venture capital company to invest in your business refer to your telephone directory under Venture Capital Companies or Investment Companies, and contact those who are in the same area you want to start your project in.
SMALL BUSINESS INVESTMENT COMPANIES
Small business investment companies can provide your business with the capital it needs by; 1) giving you a free loan; 2) making a stock investment in your business; or 3) offering a combination of the two.
Small business investment companies are in the business of making money just like any other business. The biggest difference between them and another investor is:
1) They are privately managed firms who are licensed and partially financed by the federal government’s Small Business Administration.
2) All of its transactions are regulated by the government.
3) Their success depends on the growth and profits of companies they own stock in. They often give money in exchange for stocks.
4) Their loans usually carry lower interest rates than commercial banks.
5) Straight loans repayments are carried over a longer period of time.
6) Most businesses are eligible, especially if they are 50% minority owned.
For a complete listing of the thousands of Small Business Investment Companies, visit your local library and ask for the SBIC Catalog. Study the catalog and note the companies that specialize in your area of interest. Then write them and request more information on what they have to offer.
WRITING A SUCCESSFUL GRANT APPLICATION
To write a successful grant application for FREE MONEY it should be well planned. You should be familiar with exactly how a particular agency prefers to have their grant proposals completed. If you have to prior experience in writing grant proposals, this is another area where your State Small Business Development Centers can help.
WORK CLOSELY WITH THE
FREE MONEY GRANTOR AGENCY
Once you decide which government agency you want FREE MONEY from, contact them and ask for a grant application kit. Get to know some of the grantor agency personnel. Experts love to talk about their programs, so ask for advice, suggestions, and criticisms about your proposed project.
In most cases, the more an agency knows about your grant proposal, the better your chances will be of getting support from the personnel who ultimately approve your FREE MONEY request.
Often it is a grantor’s advantage to send their grant proposal summary to an agency official they have developed a contact relationship with, and ask them to review and return it to you with their comments. Be certain this approach is acceptable with your agency contact. You wouldn’t want a first draft mistakenly processed before it was finished.
Making a personal visit to the agency’s office in your area is also important. Face to face contact will help you understand eligibility requirements, deadlines, maximum FREE MONEY amounts you can apply for, and other details you want to know about. You can also utilize an agency’s library and determine through books, brochures, and conversation if there are other agencies you could apply to for FREE MONEY. There is nothing that says you can’t apply for two, three, or more FREE MONEY grants at one time!
ESTABLISH YOUR OWN PROFESSIONAL NETWORK
Do some networking and maintain continuous contact with people who can gather information for you about FREE MONEY GRANTS. Nothing can be substituted for personal contact with the decision makers who are in charge of grant programs. Learn to use your personal influence (and theirs) to achieve your goals.
The U.S. Government Printing Office maintains a wealth of information that people never take advantage of! Write to them and ask for a copy of the “U.S. Government Directory” and ask for a list of books, brochures, and documents that covers your field of interest. Tell them you are especially interested in obtaining information about FREE FEDERAL MONEY that’s available to private citizens.
Remember, “FREE FEDERAL MONEY” doesn’t mean you have to travel to Washington, DC. It just means finding out where the agencies are within your own states and local governments. The contacts you want to make may only be minutes away.mall business investment compani€
